HYBRID LUXURY COMPACT
DYNAMIC SPORTS SALOON
LUXURY MID SIZED SUV
DRIVE A NEW LEXUS
Lexus Personal Contract Purchase means you drive the Lexus you want with fixed, low monthly payments for the length of your agreement with no hidden costs. If trade in values do fall, the value of your car is guaranteed with Lexus Financial Services. With a minimum deposit of just 7%, there's no need for a large initial outlay. Then if you want to change your vehicle, Personal Contract Purchase gives you the flexibility to upgrade at the end of your agreement.
HOW IT WORKS
You could think of your Lexus as being split into 3 separate parts:
We agree an amount to suit you. This can be between 7% and 36% of the price of the vehicle.
2. Monthly Payments
Your monthly payments are then calculated on the difference between the purchase price less your deposit and GMFV, plus any interest charges on the total amount of credit.
3. Guaranteed Minimum Future Value (GFV)
We set a guaranteed minimum future value for your car. This guarantees how much your vehicle will be worth with Lexus Financial Services at the end of your agreement.
At the end of your agreement
Part-exchange your car and drive away in a brand-new Lexus. If the trade in value is more than the GMFV, you can put the equity towards your next car.
To keep the car all your monthly payments must be up-to-date, then you pay the GMFV and option to purchase fee and it's yours.
Alternatively, you can simply give the car back with nothing more to pay, subject to all monthly payments being up-to-date, maximum mileage, and fair wear and tear conditions being met.