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Lexus Connect is a new convenient, low risk method to finance the Lexus you want to drive today.
You choose the Lexus you desire and we give it a Guaranteed Minimum Future Value (GMFV††) at the end of your agreement, giving you valuable protection against fluctuations in the car market. This Guaranteed Minimum Future Value (GMFV††) is deducted from the selling price so all you have to do is take care of the difference plus the cost of borrowing.
Suitable for both business users and private individuals, Lexus Connect offers a number of advantages including fixed affordable payments, an accessible deposit and three flexible choices at the end of your agreement.
You could think of your Lexus as being split into 3 separate parts:
Agree an amount to suit you. This can be as little as 7% up to as much as 36% of the price of your Lexus.
GUARANTEED MINIMUM FUTURE VALUE (GMFV††)
We set a minimum Guaranteed Minimum Future Value (GMFV††) for your car. This guarantees how much your vehicle will be worth with Lexus Dealers in the future. Along with the deposit, this amount is deducted from the cash price.
Your monthly payments are then calculated on the difference, plus interest charges, which means they will often be more affordable than a standard Hire Purchase agreement or Personal Loan.
At the end of the term, you have 3 options as outlined below;
|1. Keep:||If you want to keep the car, simply pay the GFV†† and it's yours.|
|2. Upgrade:||Part-exchange your car and drive away in a brand-new Lexus. if the trade in value is more than the GFV††, you can put the equity towards your next car.|
|3. Return:||Give the car back to us with nothing more to pay*, as long as it's in good condition and within the maximum mileage.|
††Guaranteed Minimum Future Value (GMFV) is the minimum value of your new Lexus at the end of your finance contract, as determined by Lexus Ireland, Bank of Ireland Finance and your Lexus Dealer. If you decide to return your car to your Lexus Dealer at the end of your term, they will pay you the Guaranteed Future Value (subject to Fair Wear and Tear and agreed kilometres requirements being complied with). This amount will be applied to your finance contract to satisfy your final balloon payment obligation.
The information provided is general in nature. You should seek your own financial advice to determine whether Lexus Connect is appropriate for your individual circumstances.
*Lending criteria terms and conditions apply. Finance is provided by way of a Hire Purchase agreement at participating Lexus Dealers only. To qualify for this Finance Offer; a minimum deposit of 7% applies and a maximum term of 37 months. The credit provider is Bank of Ireland Finance which is a registered trading name of Bank of Ireland.